Credit card debt consolidation

✓   Write off unaffordable debt
✓   One monthly repayment
✓   Only pay what you can afford
✓   Stop creditor harassment

An IVA may not be suitable in all circumstances. Fees may apply. Entering into an IVA will affect your credit rating. You could write off up to 80% of your debts upon successful completion of an IVA.(10% of our customers wrote off 80% in the last 12 months, with a typical figure of 25%-75%).

You could rite off portions of credit cards and many other unsecured debts. There are many types of credit card debt consolidation methods into a much smaller manageable payment, such as loans or lower interest cards. But these maintain the original debt. An IVA can write off credit cards debts resulting in a significantly lower payment. Contact us now and talk to a UK advisor. Get started today by completing the form, or by calling 0161 960 0054.

Debt help from Bennett Jones

  • Immediate help with debts
  • UK coverage since 2009
  • Free confidential assessment
  • See if you qualify to get out of debt fast
  • Outstanding ongoing support
  • Stop legal actions, stop bailiffs, harassing calls and letters
  • Save your house, car and other assets
  • No charge at any stage for debt advice with no set-up fees
  • No obligation to use our service
  • Operated by a licensed insolvency practitioner regulated by the IPA
  • See our fantastic 5* reviews on Trustpilot and contact us today
  • No call centres, agents or middlemen

Legally write off up To 80% of your unaffordable credit card debts. We offer instant advice on solutions to help you become debt-free. Stop creditors, calls & letters. We have been helping people Since 2009.

Bennett Jones has helped thousands of people get out of debt, you can read about their stories and 5* reviews on Trustpilot. We then offer debt help tailored to your individual personal circumstances.

An IVA can write off portions of loans, credit cards, catalogues, payday loans, taxes and many other debts. Stop creditors and collectors harassing you.

Check if you possibly qualify for an Individual Voluntary Arrangement, by completing the form above. We can do a brief assessment and tell you what documents are required to move forward with your case.

Credit card debt

All it takes is a few missed payments or going over your spending limit, and you could find yourself with large credit card debt. Whilst credit cards are a form of unsecured loan (meaning you can’t have your assets repossessed), failing to repay can still have a negative impact on your credit score.

In order to keep on top of your credit card debt, consider setting up a standing order every month so you don’t miss repayment dates, and take advantage of comparison sites to find cards with lower interest rates.

If you find that your debts have reached the stage that all you can afford is the minimum monthly payments, meaning that your debts are not reducing, talk to Bennett Jones and we’ll be able to help you take the next steps.

Bennett Jones’ role in your financial recovery

Bennett Jones can investigate what you’re spending, both personally and if you are self-employed in your business, and help you understand whether an Individual Voluntary Arrangement (IVA) is the solution you need. Whether you need an IVA, an alternative debt solution, or simply information to help you organise your spending, we can deliver some peace of mind.