If you are feeling overwhelmed and struggle with monthly payments then please contact us using the form above. Application takes minutes and you won't believe how much debt write off you can achieve.
The best help with your debts
Bennett Jones has many years of experience helping people write off debt and build stronger finances. We will help you pay your loans, credit cards, catalogues, payday loans and many other debts. Stop creditors harassing you over non-payments of personal, business, or tax debts. We’ve given debt payment help to thousands of our customers, you can read about their stories and 5* reviews on Trustpilot.
We will help you get out of debt, with your loans, credit cards, catalogues, payday loans and many other debts. Stop creditors harassing you. Check if you possibly qualify for an Individual Voluntary Arrangement in 60 seconds, by completing the form above. We can do a brief assessment and tell you what documents are required to move forward with your case.
Companies and businesses who are authorised by the Financial Conduct Authority to provide debt advice and debt counselling services will provide you with free initial advice. Bennett Jones specialise in providing IVAs for consumers who have unmanageable debts. We provide free no-obligation advice to anyone who is considering whether an IVA is the right solution for them. All options will be explored and if you decide that an IVA is not for you we will help you to find the solution which is best suited to your circumstances.
The sooner you start dealing with your debt, the sooner you’ll have it beaten. If you need some help getting started with a plan, or if you’re not sure about your exact circumstances, then please contact Bennett Jones for free, confidential help. You may also have the option of reaching an informal agreement with your creditors. Typically, the earlier you contact us, the better the outcome.
There is no limit to the amount of debt which an IVA can write off. Your creditors will vote on your proposal and if the amount of debt you are proposing to write off appears to them to be unreasonable your creditors are likely to vote to reject your proposal. At Bennett Jones, we are able to provide you with guidance and advice regarding how much you should offer to pay into your IVA for your IVA proposal to be accepted by your creditors. It is important to note that the offer you will be advised to make must always be an offer that is affordable for you after taking into account the amount you need to allocate to pay your day to day living expenses.
Plan your way back to financial health with Bennett Jones. Our friendly and professional team is here to help you. We understand how stressful and difficult life is when you are unable to pay your bills and debts. You can depend on us for a sympathetic and professional approach to dealing with your debt problems. Bennett Jones can support you with any type of debt you might be struggling with, providing you with information about the different ways in which to repay the money.
The best debt help strategy
You are not alone, millions of people suffer from debt problems. Bennett Jones has helped thousands solve their debt problems. Many people get into financial difficulty and need debt help at some point in their life, often caused by one event such as divorce or unemployment. But many people reach to breaking point due to years of cumulative spending and debt interest building ever higher. We listen to every client’s story with empathy and understanding. We then offer debt help tailored to your personal circumstances.
An IVA is a legal agreement between you and your creditors. It is established and overseen by a Licensed Insolvency Practitioner, who acts as the mediator between you and your creditors. The exact amount of your monthly payment will depend on your circumstances but can start from as low as £70. If you are a homeowner, once your IVA is approved your home is protected. If you have a private pension this will also be protected.
IVA debt help
Typically an IVA will last for 5 years with you making an affordable monthly payment from your income into your IVA. Once your IVA has been approved, you don’t need to worry any more about your creditors contacting you. Your insolvency practitioner who supervises your IVA will deal with all your creditors. Once the final IVA payment is made, you are no longer liable for any of the debts included in your IVA and there will be no further balance to pay, even if this means your debts have not been repaid in full.
When you talk to Bennett Jones about an IVA or other debt solutions, we make sure that you are aware of all the possible solutions for your situation. You will be able to make the best choice for your circumstances. If you decide an IVA is right for you, we will support you on your journey to financial health. Bennett Jones is here to help you explore all the options for you to regain control of your finances and become debt-free.