Gregory Mullarkey and Dean Smith are licensed insolvency practitioners regulated and authorised by the Insolvency Practitioners Association. To qualify for debt write off in an IVA with Bennett Jones you must have a minimum of £6,000 of qualifying unsecured debt owed to 2 or more creditors. A debt write-off amount of between 25% and 75% is realistic. The debt write off amount for each customer differs depending on their individual circumstances and is subject to approval by their creditors. To find out more about managing your money and getting free advice, visit Money Helper, an independent service set up to help people manage their money.