Apply for an IVA

Debt help to become debt free

Get all the help and guidance you need to become debt free. There are debt solutions to repay what you can afford with the balance written off on successful completion.

✓   Write off unaffordable debt
✓   One monthly repayment
✓   Only pay what you can afford
✓   Stop creditor harassment

An IVA may not be suitable in all circumstances. Fees may apply. Entering into an IVA will affect your credit rating. You could write off up to 80% of your debts upon successful completion of an IVA.(10% of our customers wrote off 80% in the last 12 months, with a typical figure of 25%-75%).

Check if you qualify

See if you are eligible

Bennett Jones has many years of experience helping people build stronger finances. We will help you with loans, credit cards, catalogues, payday loans and many other debts.

We’ve written off the debt of thousands of our customers, you can read about their stories and 5* reviews on Trustpilot.

Check if you qualify for debt help by completing the form above. We can do a brief assessment and then explain the next steps. Our team has the knowledge, experience and professional qualifications to ensure you receive the right guidance.

Debt help tailored to you. Become debt free.
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Bennett Jones - the debt help & IVA specialists

Breathe easier with our debt help today

We are here to provide support and guidance for you at a time when you need it most. If you would like to learn more about the solutions available, our experts will provide you with confidential debt help.

  • We will listen carefully to your individual story with empathy and understanding
  • We will provide you with all the help and assistance you need
  • We will support you all the way
  • No obligation to use our service
  • All enquires are completely confidential
  • We are not a call centre or intermediary

Our simple 3 step process:-

Step 1
Complete our simple online form (completely private & confidential). We will let you know what options you qualify for.

Step 2
Our debt advisors will contact you and offer a solution to your debt problems. Our specialists are here to help without judgement. We know how difficult it is to have unmanageable debts, but our trained advisors are here to help.

Step 3
Our team will help you get a solution in place. Dealing with your debts will help you stay on budget and pay an affordable monthly contribution.

Check if you qualify by completing the form above.

Read more below about the solutions to problem debt

IVA

An IVA is an approved fixed-term debt plan that was designed for people owing over £6,000. An IVA legally protects you from creditors and typically lasts for 5 years with you making one affordable monthly payment. You don’t need to worry anymore about your creditors contacting you.

Find out more

Debt Management Plan (DMP)

A Debt Management Plan (DMP) is an informal arrangement between you and your creditors which allows you to repay your debts, normally in full, at a rate that you can afford without relying on further borrowing.

Find out more

Debt relief order (DRO)

A Debt Relief Order is an official order granted by the official receiver that if approved will freeze your debts, interest and creditor recovery procedures for a period of 12 months. If after 12 months your situation has not changed then any unsecured debts will be written off.

Find out more
Bennett Jones

Debt consolidation

Debt consolidation generally means clearing your unsecured debts using funds raised by secured or unsecured loans, remortgaging your property or perhaps using equity release. The debts could include credit cards, loans, council tax or utility arrears or debts due to HMRC.

Find out more
An IVA can help your family out of debt

Bankruptcy

Bankruptcy is a form of insolvency which allows you to deal with debts you can no longer manage. It is most suitable for those with minimal assets and who cannot make minimum payments towards creditors.

Find out more

Breathing Space

The Government Debt Respite scheme came into effect in May 2021. It is a legally enforced Breathing space that allows you time to seek professional debt advice with the peace of mind that your creditors are unable to enforce or take legal action to recover the debts owed to them.

Find out more

IVA

An IVA is an approved fixed-term debt plan that was designed for people owing over £6,000. An IVA legally protects you from creditors and typically lasts for 5 years with you making one affordable monthly payment. You don’t need to worry anymore about your creditors contacting you.

Find out more

Debt Management Plan (DMP)

A Debt Management Plan (DMP) is an informal arrangement between you and your creditors which allows you to repay your debts, normally in full, at a rate that you can afford without relying on further borrowing.

Find out more

Debt relief order (DRO)

A Debt Relief Order is an official order granted by the official receiver that if approved will freeze your debts, interest and creditor recovery procedures for a period of 12 months. If after 12 months your situation has not changed then any unsecured debts will be written off.

Find out more

Debt consolidation

Debt consolidation generally means clearing your unsecured debts using funds raised by secured or unsecured loans, remortgaging your property or perhaps using equity release. The debts could include credit cards, loans, council tax or utility arrears or debts due to HMRC.

Find out more

Bankruptcy

Bankruptcy is a form of insolvency which allows you to deal with debts you can no longer manage. It is most suitable for those with minimal assets and who cannot make minimum payments towards creditors.

Find out more

Breathing Space

The Government Debt Respite scheme came into effect in May 2021. It is a legally enforced Breathing space that allows you time to seek professional debt advice with the peace of mind that your creditors are unable to enforce or take legal action to recover the debts owed to them.

Find out more
Debt help team at Bennet Jones
Check if you qualify

Bennett Jones is here to help you explore all the options for you to regain control of your finances and ultimately become debt-free. Our team members have the knowledge, experience and professional qualifications to ensure you receive the guidance and support you need to navigate your journey to financial recovery. We comply with all statutory, regulatory and best practice obligations.

Don't just take our word for it, read some of our excellent customer reviews and case studies to see how our customers have appreciated how our help.