Thank you,

  • The Debt Advisor will call you soon.
  • From the information you gave us, it looks like we can help, so please keep your phone nearby.
  • If you can't speak now, then reply to our introductory text message, or send us a WhatsApp message
  • Please read our 5* Trustpilot reviews below.
  • You will be able to speak in confidence to one of our debt specialists at The Debt Advisor, who will find out what you owe to your creditors, and what you can afford to pay.
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What happens next?

  • Take a moment to relax, we will be calling you soon.
  • During the brief call, we’ll gather some information regarding your current situation to help us understand how we can help.
  • We are qualified to talk to you about a wide range of potential solutions. You are under no obligation to proceed, and you are welcome to ask as many questions as you'd like.
  • If talking over the phone is difficult, we can chat over WhatsApp.
  • After talking with us, if you feel one of the debt solutions we provide will help you to become debt free in the near future, we will email you an application pack and will help guide you through the process from there.

You’re not alone, we've helped thousands get out of debt

If you've read this far, then it looks like you are as serious as we are to get you debt free. The team at Bennett Jones and The Debt Advisor will help you every step of the way. Sometimes debt leaves people feeling too embarrassed to talk or pick up the phone, so we want to put you at ease. When our advisor calls, you’ll soon see that we are on your side. We will listen to you and get you on the path to financial recovery.

What an IVA could do for your finances

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Here are just some of our recent 5* trustpilot reviews:-

Jonathan, April 2023

Supported to get debt free

"The Bennett Jones team have been great at discussing my choices and helping me arrange an IVA. The support has been invaluable. I can now relax knowing my finances are being taken care of. I discussed an IVA last month and it’s been agreed today following my creditors meeting"

Tina, April 2023

Very helpful and non judgemental

"Very helpful and non judgemental, whatever your circumstances are, if you are struggling to afford your debts and suffering from stress and anxiety this causes, Jones Bennett can help you, they deal with your creditors direct on your behalf and keep you fully informed all the way through the process. There is light at the end of the tunnel, don't be ashamed to ask for help it can change your life."

Danielle, April 2023

I kept putting off sorting my finances

"I finally picked up the courage to talk to someone about this as I’d felt embarrassed about where I was.
They were fantastic from the first call, and I didn’t realise how much they could help. My IVA has been approved today and it’s the start of my journey to becoming debt free. Cannot thank them enough."

Read more below about the solutions to problem debt

IVA

An IVA is an approved fixed-term debt plan that was designed for people owing over £6,000. An IVA legally protects you from creditors and typically lasts for 5 years with you making one affordable monthly payment. You don’t need to worry anymore about your creditors contacting you.

Find out more

Debt Management Plan (DMP)

A Debt Management Plan (DMP) is an informal arrangement between you and your creditors which allows you to repay your debts, normally in full, at a rate that you can afford without relying on further borrowing.

Find out more

Debt relief order (DRO)

A Debt Relief Order is an official order granted by the official receiver that if approved will freeze your debts, interest and creditor recovery procedures for a period of 12 months. If after 12 months your situation has not changed then any unsecured debts will be written off.

Find out more
Bennett Jones

Debt consolidation

Debt consolidation generally means clearing your unsecured debts using funds raised by secured or unsecured loans, remortgaging your property or perhaps using equity release. The debts could include credit cards, loans, council tax or utility arrears or debts due to HMRC.

Find out more
An IVA can help your family out of debt

Bankruptcy

Bankruptcy is a form of insolvency which allows you to deal with debts you can no longer manage. It is most suitable for those with minimal assets and who cannot make minimum payments towards creditors.

Find out more

Breathing Space

The Government Debt Respite scheme came into effect in May 2021. It is a legally enforced Breathing space that allows you time to seek professional debt advice with the peace of mind that your creditors are unable to enforce or take legal action to recover the debts owed to them.

Find out more

IVA

An IVA is an approved fixed-term debt plan that was designed for people owing over £6,000. An IVA legally protects you from creditors and typically lasts for 5 years with you making one affordable monthly payment. You don’t need to worry anymore about your creditors contacting you.

Find out more

Debt Management Plan (DMP)

A Debt Management Plan (DMP) is an informal arrangement between you and your creditors which allows you to repay your debts, normally in full, at a rate that you can afford without relying on further borrowing.

Find out more

Debt relief order (DRO)

A Debt Relief Order is an official order granted by the official receiver that if approved will freeze your debts, interest and creditor recovery procedures for a period of 12 months. If after 12 months your situation has not changed then any unsecured debts will be written off.

Find out more

Debt consolidation

Debt consolidation generally means clearing your unsecured debts using funds raised by secured or unsecured loans, remortgaging your property or perhaps using equity release. The debts could include credit cards, loans, council tax or utility arrears or debts due to HMRC.

Find out more

Bankruptcy

Bankruptcy is a form of insolvency which allows you to deal with debts you can no longer manage. It is most suitable for those with minimal assets and who cannot make minimum payments towards creditors.

Find out more

Breathing Space

The Government Debt Respite scheme came into effect in May 2021. It is a legally enforced Breathing space that allows you time to seek professional debt advice with the peace of mind that your creditors are unable to enforce or take legal action to recover the debts owed to them.

Find out more